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Technology, Data & Privacy Law

Fintech & Payments Regulation

Legal advisory for fintech companies — RBI payment aggregator licensing, NBFC-P2P, PPI, and digital lending compliance.

Overview

India's fintech regulatory landscape is administered by RBI, SEBI, IRDAI, and PFRDA — with complex overlaps and constantly evolving rules. Corpus Juris Legal advises fintech startups and established financial services companies on regulatory licensing, compliance frameworks, and interactions with regulators.

Key Service Components

  • Payment Aggregator (PA) authorisation from RBI
  • Prepaid Payment Instrument (PPI) compliance
  • NBFC-P2P lending compliance
  • Digital lending guidelines compliance
  • UPI product advisory
  • Account Aggregator (AA) framework
  • Regulatory sandbox participation
  • Open banking and API compliance

Why This Matters for Your Business

Fintech regulatory violations — operating without a licence, non-compliant digital lending practices, or improper PPI issuance — result in RBI enforcement that can shut a business overnight.

Our Approach

We track RBI circulars, SEBI regulations, and NPCI guidelines in real time. Our fintech clients receive proactive compliance alerts before violations occur.